TX lenders / Community Bank
The City National Bank of San Saba
Community Bank · San Saba, TX · Cnb National Financial Corp
- Total assets
- $82.6M
- CRE loan book
- $2.2M
- QoQ CRE growth
- -4.5%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.00% as of Q1 2026 — TX bank median 6.76% (0.76pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.00% | 6.99% |
| Q4 2025 | 6.41% | 7.54% |
| Q3 2025 | 6.22% | 7.30% |
| Q2 2025 | 6.92% | 7.67% |
| Q1 2025 | 6.10% | 7.34% |
| Q4 2024 | 6.21% | 7.64% |
| Q3 2024 | 7.36% | 8.03% |
| Q2 2024 | 5.41% | 7.23% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $2.2M | $239,000 | $0 | 11% | $0 |
| Q4 2025 | $2.3M | $243,000 | $0 | 12% | $0 |
| Q3 2025 | $2.3M | $169,000 | $0 | 11% | $0 |
| Q2 2025 | $2.7M | $172,000 | $0 | 14% | $0 |
| Q1 2025 | $1.9M | $174,000 | $0 | 5% | $0 |
| Q4 2024 | $1.9M | $175,000 | $0 | 5% | $0 |
| Q3 2024 | $2.1M | $179,000 | $0 | 5% | $0 |
| Q2 2024 | $659,000 | $206,000 | $0 | 5% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Genesis BankCommunity Bank · Benoit · $2.1M CRE book
- Transact Bank, National AssociationCommunity Bank · Denver · $2.3M CRE book
- Crowell State BankCommunity Bank · Crowell · $2.0M CRE book
- Ashton State BankCommunity Bank · Ashton · $2.4M CRE book
- 1st Community BankCommunity Bank · Sherrard · $2.0M CRE book
See all alternatives to The City National Bank of San Saba →
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.