RefiLoop Lender Data

TX lenders / Community Bank

Lakeside Bank

Community Bank · Rockwall, TX · Pfbs Holdings Inc

Total assets
$394.8M
CRE loan book
$119.6M
CRE concentration
152%
below the 300% supervisory guideline
QoQ CRE growth
-4.5%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.96% as of Q1 2026 — TX bank median 6.76% (0.20pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.96%7.28%
Q4 20256.77%7.41%
Q3 20256.15%7.31%
Q2 20256.70%7.34%
Q1 20256.59%7.22%
Q4 20247.08%7.57%
Q3 20247.18%7.43%
Q2 20247.16%7.26%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$119.6M$32.9M$5.5M152%$0
Q4 2025$125.2M$36.7M$5.5M169%$0
Q3 2025$118.3M$33.8M$5.6M160%$0
Q2 2025$105.8M$22.9M$5.6M149%$0
Q1 2025$103.7M$30.0M$5.6M152%$0
Q4 2024$107.1M$29.8M$5.7M161%$0
Q3 2024$118.0M$29.5M$10.6M190%$0
Q2 2024$112.8M$27.1M$10.7M194%$0

Similar lenders

Other community banks we track with a comparable CRE book size.

See all alternatives to Lakeside Bank

Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.