TX lenders / Community Bank
International Bank of Commerce
Community Bank · Zapata, TX · International Bancshares Corp
- Total assets
- $527.5M
- CRE loan book
- $44.4M
- QoQ CRE growth
- 2.6%
- Q1 2026
Recorded CRE activity — harris County
10 commercial deeds of trust recorded recently, verified from county records.
- Aug 11, 2026 · unknownundisclosed
- Aug 5, 2026 · unknownundisclosed
- Aug 5, 2026 · unknownundisclosed
- Aug 4, 2026 · unknownundisclosed
- Jul 17, 2026 · unknownundisclosed
- Jul 16, 2026 · unknownundisclosed
- Jul 14, 2026 · unknownundisclosed
- Jul 10, 2026 · multifamilyundisclosed
- Jul 10, 2026 · unknownundisclosed
- Jul 10, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.73% as of Q1 2026 — TX bank median 4.87% (2.87pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.73% | 7.76% |
| Q4 2025 | 7.82% | 7.95% |
| Q3 2025 | 7.87% | 8.29% |
| Q2 2025 | 7.84% | 7.87% |
| Q1 2025 | 7.70% | 7.82% |
| Q4 2024 | 7.87% | 7.96% |
| Q3 2024 | 8.40% | 8.39% |
| Q2 2024 | 8.18% | 8.18% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $44.4M | $17.9M | $859,000 | 33% | $0 |
| Q4 2025 | $43.3M | $17.3M | $870,000 | 34% | $0 |
| Q3 2025 | $43.6M | $16.2M | $865,000 | 35% | $0 |
| Q2 2025 | $43.5M | $15.9M | $877,000 | 32% | $0 |
| Q1 2025 | $41.3M | $14.9M | $925,000 | 32% | $0 |
| Q4 2024 | $40.3M | $14.3M | $805,000 | 32% | $0 |
| Q3 2024 | $40.3M | $15.4M | $809,000 | 35% | $0 |
| Q2 2024 | $39.6M | $17.9M | $817,000 | 36% | $0 |
International Bank of Commerce: frequently asked questions
- How large is International Bank of Commerce's commercial real estate loan book?
- As of Q1 2026, International Bank of Commerce reported $44.4M in commercial real estate loans out of $527.5M in total assets, per its FFIEC Call Report.
- Is International Bank of Commerce above the 300% CRE concentration guideline?
- International Bank of Commerce's CRE loans stood at 33% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is International Bank of Commerce growing or shrinking its CRE lending?
- International Bank of Commerce's CRE loan book grew 2.6% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is International Bank of Commerce in recorded CRE lending?
- 10 commercial deeds of trust naming International Bank of Commerce as lender have been recorded recently in harris County, verified from county records; the most recent was recorded Aug 11, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- First Community BankCommunity Bank · Milton · $44.6M CRE book
- GreenLeaf BankCommunity Bank · Greenleaf · $44.6M CRE book
- First National Bank of HerefordCommunity Bank · Hereford · $44.2M CRE book
- Eagle BankCommunity Bank · Polson · $44.8M CRE book
- First State BankCommunity Bank · Spearman · $44.8M CRE book
Markets where International Bank of Commerce lends
International Bank of Commerce has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Aug 11, 2026 · Sources: FFIEC CDR, county records, first-party conversations.