TX lenders / Community Bank
First Texas National Bank
Community Bank · Floydada, TX · Floyd County Bancshares Inc
- Total assets
- $198.0M
- CRE loan book
- $68.0M
- QoQ CRE growth
- 14.4%
- Q1 2026
Recorded CRE activity — grayson County
5 commercial deeds of trust recorded recently, verified from county records.
- Jul 1, 2026 · unknownundisclosed
- Jun 25, 2026 · unknownundisclosed
- Jun 17, 2026 · unknownundisclosed
- Jun 15, 2026 · unknownundisclosed
- Jun 12, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.66% as of Q1 2026 — TX bank median 4.87% (2.79pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.66% | 7.40% |
| Q4 2025 | 7.15% | 7.65% |
| Q3 2025 | 7.51% | 7.90% |
| Q2 2025 | 7.30% | 7.44% |
| Q1 2025 | 7.31% | 7.18% |
| Q4 2024 | 7.91% | 7.62% |
| Q3 2024 | 6.74% | 7.44% |
| Q2 2024 | 5.93% | 7.02% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $68.0M | $32.8M | $2.4M | 262% | $0 |
| Q4 2025 | $59.4M | $28.9M | $2.4M | 236% | $706,000 |
| Q3 2025 | $52.3M | $24.4M | $2.4M | 203% | $0 |
| Q2 2025 | $51.3M | $24.7M | $2.4M | 206% | $0 |
| Q1 2025 | $51.6M | $26.7M | $2.5M | 212% | $0 |
| Q4 2024 | $50.4M | $28.2M | $2.5M | 212% | $0 |
| Q3 2024 | $44.1M | $24.2M | $2.5M | 181% | $0 |
| Q2 2024 | $36.3M | $22.3M | $2.5M | 154% | $0 |
First Texas National Bank: frequently asked questions
- How large is First Texas National Bank's commercial real estate loan book?
- As of Q1 2026, First Texas National Bank reported $68.0M in commercial real estate loans out of $198.0M in total assets, per its FFIEC Call Report.
- Is First Texas National Bank above the 300% CRE concentration guideline?
- First Texas National Bank's CRE loans stood at 262% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is First Texas National Bank growing or shrinking its CRE lending?
- First Texas National Bank's CRE loan book grew 14.4% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is First Texas National Bank in recorded CRE lending?
- 5 commercial deeds of trust naming First Texas National Bank as lender have been recorded recently in grayson County, verified from county records; the most recent was recorded Jul 1, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Citizens Bank CompanyCommunity Bank · Beverly · $68.1M CRE book
- Hendricks County Bank and Trust CompanyCommunity Bank · Brownsburg · $68.1M CRE book
- Arcadian BankCommunity Bank · Hartland · $67.7M CRE book
- Teutopolis State BankCommunity Bank · Teutopolis · $68.3M CRE book
- Bank of CommerceCommunity Bank · Chelsea · $67.2M CRE book
Markets where First Texas National Bank lends
First Texas National Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.