RefiLoop Lender Data

KY lenders / Community Bank

United Citizens Bank & Trust Company

Community Bank · Campbellsburg, KY · United Citizens Financial Corp

Total assets
$226.4M
CRE loan book
$67.5M
CRE concentration
236%
below the 300% supervisory guideline
QoQ CRE growth
5.1%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$67.5M$30.5M$11.5M236%$822,000
Q4 2025$64.3M$29.6M$11.4M229%$828,000
Q3 2025$60.8M$29.3M$11.4M218%$880,000
Q2 2025$57.6M$27.1M$10.7M211%$899,000
Q1 2025$57.1M$26.5M$11.2M214%$368,000
Q4 2024$54.4M$24.5M$11.1M209%$369,000
Q3 2024$51.3M$20.3M$11.2M192%$0
Q2 2024$49.2M$20.7M$10.7M198%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.