TX lenders / Community Bank
Cornerstone Capital Bank, SSB
Community Bank · Houston, TX · Cornerstone Capital Bcorp Inc
- Total assets
- $3.8B
- CRE loan book
- $612.8M
- QoQ CRE growth
- 130.7%
- Q1 2026
Recorded CRE activity — walker County
2 commercial deeds of trust recorded recently, verified from county records.
- Jul 8, 2026 · unknownundisclosed
- Jul 6, 2026 · industrialundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.15% as of Q1 2026 — TX bank median 4.87% (0.29pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.15% | 5.36% |
| Q4 2025 | 5.50% | 5.79% |
| Q3 2025 | 5.33% | 5.67% |
| Q2 2025 | 6.07% | 6.30% |
| Q1 2025 | 5.15% | 5.51% |
| Q4 2024 | 5.40% | 5.91% |
| Q3 2024 | 5.76% | 6.38% |
| Q2 2024 | 5.95% | 6.50% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $612.8M | $216.1M | $41.3M | 123% | $308,000 |
| Q4 2025 | $265.6M | $85.3M | $36.5M | 60% | $3.7M |
| Q3 2025 | $240.7M | $79.0M | $26.6M | 60% | $3.9M |
| Q2 2025 | $230.5M | $71.3M | $20.6M | 54% | $0 |
| Q1 2025 | $199.2M | $64.7M | $20.6M | 45% | $364,000 |
| Q4 2024 | $161.3M | $63.4M | $20.3M | 42% | $0 |
| Q3 2024 | $125.3M | $52.0M | $20.3M | 31% | $0 |
| Q2 2024 | $104.4M | $33.4M | $20.3M | 26% | $0 |
Cornerstone Capital Bank, SSB: frequently asked questions
- How large is Cornerstone Capital Bank, SSB's commercial real estate loan book?
- As of Q1 2026, Cornerstone Capital Bank, SSB reported $612.8M in commercial real estate loans out of $3.8B in total assets, per its FFIEC Call Report.
- Is Cornerstone Capital Bank, SSB above the 300% CRE concentration guideline?
- Cornerstone Capital Bank, SSB's CRE loans stood at 123% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Cornerstone Capital Bank, SSB growing or shrinking its CRE lending?
- Cornerstone Capital Bank, SSB's CRE loan book grew 130.7% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Cornerstone Capital Bank, SSB in recorded CRE lending?
- 2 commercial deeds of trust naming Cornerstone Capital Bank, SSB as lender have been recorded recently in walker County, verified from county records; the most recent was recorded Jul 8, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- First Citizens BankCommunity Bank · Mason City · $616.5M CRE book
- Farmers State BankCommunity Bank · Waterloo · $608.1M CRE book
- Blue Sky BankCommunity Bank · Pawhuska · $618.9M CRE book
- United Bank of MichiganCommunity Bank · Grand Rapids · $621.1M CRE book
- BOM BankCommunity Bank · Natchitoches · $602.0M CRE book
Markets where Cornerstone Capital Bank, SSB lends
Cornerstone Capital Bank, SSB has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Jul 8, 2026 · Sources: FFIEC CDR, county records, first-party conversations.