TX lenders / Community Bank
Citizens Bank
Community Bank · Amarillo, TX · Triple J Financial Inc
- Total assets
- $304.0M
- CRE loan book
- $7.4M
- QoQ CRE growth
- 9.3%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 8.02% as of Q1 2026 — TX bank median 6.76% (1.26pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 8.02% | 7.95% |
| Q4 2025 | 8.47% | 8.43% |
| Q3 2025 | 8.23% | 8.71% |
| Q2 2025 | 8.19% | 8.43% |
| Q1 2025 | 8.45% | 8.65% |
| Q4 2024 | 8.57% | 8.70% |
| Q3 2024 | 8.90% | 9.27% |
| Q2 2024 | 8.78% | 9.08% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $7.4M | $249,000 | $0 | 13% | $0 |
| Q4 2025 | $6.8M | $152,000 | $0 | 11% | $0 |
| Q3 2025 | $8.9M | $567,000 | $0 | 15% | $0 |
| Q2 2025 | $9.2M | $519,000 | $0 | 16% | $0 |
| Q1 2025 | $8.6M | $384,000 | $0 | 14% | $0 |
| Q4 2024 | $10.0M | $561,000 | $0 | 16% | $0 |
| Q3 2024 | $11.0M | $343,000 | $0 | 21% | $0 |
| Q2 2024 | $12.2M | $535,000 | $0 | 23% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Farmers and Merchants BankCommunity Bank · Milligan · $7.3M CRE book
- Park Bank, National AssociationCommunity Bank · Holmen · $7.3M CRE book
- First State Bank of OlmstedCommunity Bank · Olmsted · $7.6M CRE book
- The Merchants & Planters BankCommunity Bank · Clarendon · $7.2M CRE book
- The First National Bank in FalfurriasCommunity Bank · Falfurrias · $7.6M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.