TX lenders / National Bank
Charles Schwab Bank, SSB
National Bank · Westlake, TX · Charles Schwab Corp The
- Total assets
- $242.9B
- CRE loan book
- $0
- QoQ CRE growth
- —
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 3.68% as of Q1 2026 — TX bank median 6.76% (3.08pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 3.68% | 4.17% |
| Q4 2025 | 3.61% | 4.23% |
| Q3 2025 | 3.55% | 4.21% |
| Q2 2025 | 3.47% | 4.19% |
| Q1 2025 | 3.39% | 4.22% |
| Q4 2024 | 3.30% | 4.31% |
| Q3 2024 | 3.25% | 4.45% |
| Q2 2024 | 3.18% | 4.39% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $0 | $0 | $0 | 1% | $0 |
| Q4 2025 | $0 | $0 | $0 | 1% | $0 |
| Q3 2025 | $0 | $0 | $0 | 1% | $0 |
| Q2 2025 | $0 | $0 | $0 | 1% | $0 |
| Q1 2025 | $0 | $0 | $0 | 1% | $0 |
| Q4 2024 | $0 | $0 | $0 | 1% | $0 |
| Q3 2024 | $0 | $0 | $0 | 8% | $0 |
| Q2 2024 | $0 | $0 | $0 | 8% | $0 |
Similar lenders
Other national banks we track with a comparable CRE book size.
- American Express National BankNational Bank · Sandy · $0 CRE book
- USAA Federal Savings BankNational Bank · Phoenix · $0 CRE book
- Synchrony BankNational Bank · Draper · $20.0M CRE book
- UBS Bank USA, National AssociationNational Bank · Salt Lake City · $1.6B CRE book
- HSBC Bank USA, National AssociationNational Bank · Tysons · $1.9B CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.