RefiLoop Lender Data

SD lenders / Community Bank

Quoin Financial Bank

Community Bank · Miller, SD · Independent Bancshares Inc

Total assets
$244.8M
CRE loan book
$41.4M
CRE concentration
98%
below the 300% supervisory guideline
QoQ CRE growth
2.7%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$41.4M$11.1M$7.6M98%$142,000
Q4 2025$40.3M$8.8M$7.7M86%$142,000
Q3 2025$40.6M$9.3M$8.6M92%$142,000
Q2 2025$42.9M$10.3M$6.2M96%$142,000
Q1 2025$44.4M$10.2M$6.3M97%$0
Q4 2024$42.7M$9.3M$5.2M86%$0
Q3 2024$43.5M$9.4M$5.2M90%$0
Q2 2024$41.1M$7.3M$5.1M82%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.