IA lenders / Community Bank
State Bank & Trust Co.
Community Bank · Nevada, IA · Ames National Corp
- Total assets
- $198.8M
- CRE loan book
- $41.6M
- QoQ CRE growth
- 3.6%
- Q1 2026
Recorded CRE activity — oh-franklin County
6 commercial deeds of trust recorded recently, verified from county records.
- Aug 14, 2026 · landundisclosed
- Aug 7, 2026 · landundisclosed
- Aug 5, 2026 · landundisclosed
- Jul 31, 2026 · landundisclosed
- Jul 29, 2026 · unknownundisclosed
- Jun 24, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.26% as of Q1 2026 — TX bank median 4.87% (0.39pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.26% | 5.51% |
| Q4 2025 | 5.42% | 5.80% |
| Q3 2025 | 5.34% | 5.89% |
| Q2 2025 | 5.10% | 5.68% |
| Q1 2025 | 5.05% | 5.60% |
| Q4 2024 | 5.13% | 5.66% |
| Q3 2024 | 5.05% | 5.77% |
| Q2 2024 | 4.93% | 5.60% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $41.6M | $3.5M | $1.2M | 78% | $818,000 |
| Q4 2025 | $40.1M | $1.6M | $1.2M | 78% | $455,000 |
| Q3 2025 | $40.7M | $1.7M | $1.3M | 85% | $471,000 |
| Q2 2025 | $41.5M | $1.9M | $1.3M | 88% | $487,000 |
| Q1 2025 | $44.0M | $2.9M | $1.3M | 93% | $504,000 |
| Q4 2024 | $44.1M | $4.1M | $1.4M | 91% | $513,000 |
| Q3 2024 | $43.4M | $4.6M | $1.4M | 94% | $527,000 |
| Q2 2024 | $44.9M | $4.6M | $1.4M | 91% | $0 |
Signals
Similar lenders
Other community banks we track with a comparable CRE book size.
- Lea County State BankCommunity Bank · Hobbs · $41.5M CRE book
- The Farmers BankCommunity Bank · Carnegie · $41.8M CRE book
- Longview Community BankCommunity Bank · Mount Pulaski · $41.3M CRE book
- First Fidelity BankCommunity Bank · Burke · $41.1M CRE book
- Community First BankCommunity Bank · Butler · $42.2M CRE book
Last updated Aug 14, 2026 · Sources: FFIEC CDR, county records, first-party conversations.