PR lenders / Regional Bank
Oriental Bank
Regional Bank · San Juan, PR · Ofg Bcorp
- Total assets
- $12.0B
- CRE loan book
- $1.3B
- QoQ CRE growth
- -0.5%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.94% as of Q1 2026 — TX bank median 4.87% (1.08pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.94% | 7.73% |
| Q4 2025 | 5.98% | 7.79% |
| Q3 2025 | 6.06% | 7.93% |
| Q2 2025 | 5.87% | 7.84% |
| Q1 2025 | 5.92% | 7.85% |
| Q4 2024 | 6.14% | 8.00% |
| Q3 2024 | 5.99% | 8.04% |
| Q2 2024 | 6.06% | 8.17% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.3B | $35.4M | $45.7M | 62% | $2.0M |
| Q4 2025 | $1.3B | $37.0M | $46.2M | 62% | $1.8M |
| Q3 2025 | $1.4B | $51.0M | $45.7M | 68% | $19.6M |
| Q2 2025 | $1.4B | $50.7M | $45.1M | 72% | $20.5M |
| Q1 2025 | $1.4B | $48.9M | $44.6M | 72% | $20.9M |
| Q4 2024 | $1.4B | $47.9M | $42.5M | 68% | $16.7M |
| Q3 2024 | $1.4B | $49.7M | $42.8M | 70% | $15.5M |
| Q2 2024 | $1.4B | $61.8M | $39.7M | 73% | $20.6M |
Signals
Similar lenders
Other regional banks we track with a comparable CRE book size.
- Amarillo National BankRegional Bank · Amarillo · $1.4B CRE book
- NexBankRegional Bank · Dallas · $1.5B CRE book
- Safra National Bank of New YorkRegional Bank · New York · $1.1B CRE book
- Beal Bank USARegional Bank · Las Vegas · $1.6B CRE book
- Stifel Bank and TrustRegional Bank · Saint Louis · $1.7B CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.