PA lenders / Community Bank
The Juniata Valley Bank
Community Bank · Mifflintown, PA · Juniata Valley Financial Corp
- Total assets
- $900.9M
- CRE loan book
- $300.5M
- QoQ CRE growth
- 2.8%
- Q1 2026
Recorded CRE activity — pa-delaware County
1 commercial deed of trust recorded recently, verified from county records.
- Jul 28, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.99% as of Q1 2026 — TX bank median 4.87% (1.13pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.99% | 6.15% |
| Q4 2025 | 5.86% | 6.04% |
| Q3 2025 | 5.93% | 6.08% |
| Q2 2025 | 5.76% | 5.92% |
| Q1 2025 | 5.64% | 5.80% |
| Q4 2024 | 5.76% | 5.88% |
| Q3 2024 | 5.73% | 5.91% |
| Q2 2024 | 5.64% | 5.77% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $300.5M | $60.4M | $51.4M | 264% | $0 |
| Q4 2025 | $292.2M | $58.1M | $50.8M | 258% | $230,000 |
| Q3 2025 | $278.2M | $47.7M | $51.1M | 251% | $135,000 |
| Q2 2025 | $262.2M | $43.5M | $47.2M | 236% | $135,000 |
| Q1 2025 | $251.8M | $32.5M | $46.3M | 225% | $135,000 |
| Q4 2024 | $251.8M | $37.8M | $42.8M | 227% | $135,000 |
| Q3 2024 | $254.7M | $50.3M | $38.0M | 236% | $135,000 |
| Q2 2024 | $252.4M | $47.6M | $37.9M | 236% | $135,000 |
Signals
Recent news
- Juniata Valley Financial Corp. (JUVF) boosts earnings and loan growth in first half 2026 - Stock Titan — Coverage of The Juniata Valley Bank related to earnings and lending reported by stocktitan.net.Aug 12, 2026
- Juniata Valley Financial Corp. Announces Results for the Quarter Ended June 30, 2026 - The Manila Times — Coverage of The Juniata Valley Bank related to commercial real estate and lending reported by manilatimes.net.Jul 22, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- Bank of LuxemburgCommunity Bank · Luxemburg · $299.2M CRE book
- BankFirstCommunity Bank · Norfolk · $298.7M CRE book
- The Security National Bank of Sioux City, IowaCommunity Bank · Sioux City · $304.5M CRE book
- Newfield National BankCommunity Bank · Newfield · $304.9M CRE book
- Hiawatha National BankCommunity Bank · Hager City · $307.1M CRE book
Last updated Jul 28, 2026 · Sources: FFIEC CDR, county records, first-party conversations.