OK lenders / Community Bank
Ameristate Bank
Community Bank · Atoka, OK · Atoka State Bcorp Inc
- Total assets
- $462.2M
- CRE loan book
- $149.4M
- QoQ CRE growth
- 0.8%
- Q1 2026
Recorded CRE activity — grayson County
2 commercial deeds of trust recorded recently, verified from county records.
- Jul 7, 2026 · landundisclosed
- Jul 1, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.33% as of Q1 2026 — TX bank median 4.87% (2.46pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.33% | 7.29% |
| Q4 2025 | 7.57% | 7.52% |
| Q3 2025 | 7.75% | 7.78% |
| Q2 2025 | 7.45% | 7.71% |
| Q1 2025 | 7.36% | 7.54% |
| Q4 2024 | 7.43% | 7.53% |
| Q3 2024 | 7.34% | 7.53% |
| Q2 2024 | 7.23% | 7.40% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $149.4M | $43.4M | $0 | 195% | $550,000 |
| Q4 2025 | $148.3M | $38.9M | $0 | 197% | $3.7M |
| Q3 2025 | $141.7M | $32.4M | $0 | 184% | $1.8M |
| Q2 2025 | $137.7M | $31.1M | $0 | 181% | $3.3M |
| Q1 2025 | $133.4M | $26.6M | $0 | 173% | $3.3M |
| Q4 2024 | $135.9M | $27.9M | $0 | 181% | $4.0M |
| Q3 2024 | $132.9M | $29.2M | $0 | 181% | $5.2M |
| Q2 2024 | $132.8M | $29.3M | $0 | 183% | $4.3M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Missouri BankCommunity Bank · Warrenton · $150.0M CRE book
- The Colorado Bank and Trust Company of La JuntaCommunity Bank · La Junta · $150.2M CRE book
- North Shore Bank of CommerceCommunity Bank · Duluth · $148.3M CRE book
- The Callaway BankCommunity Bank · Fulton · $148.1M CRE book
- Oostburg State BankCommunity Bank · Oostburg · $150.8M CRE book
Last updated Jul 7, 2026 · Sources: FFIEC CDR, county records, first-party conversations.