OH lenders / Community Bank
The Merchants National Bank
Community Bank · Hillsboro, OH · Merchants Bcorp Inc
- Total assets
- $1.3B
- CRE loan book
- $299.5M
- QoQ CRE growth
- 0.0%
- Q1 2026
Recorded CRE activity — oh-fayette County
14 commercial deeds of trust recorded recently, verified from county records.
- Aug 31, 2026 · unknownundisclosed
- Aug 26, 2026 · unknownundisclosed
- Aug 25, 2026 · unknownundisclosed
- Aug 19, 2026 · unknownundisclosed
- Aug 18, 2026 · unknownundisclosed
- Aug 18, 2026 · unknownundisclosed
- Aug 14, 2026 · unknownundisclosed
- Aug 13, 2026 · unknownundisclosed
- Aug 11, 2026 · unknownundisclosed
- Aug 5, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.38% as of Q1 2026 — TX bank median 4.87% (0.51pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.38% | 5.46% |
| Q4 2025 | 5.47% | 5.58% |
| Q3 2025 | 5.40% | 5.59% |
| Q2 2025 | 5.35% | 5.55% |
| Q1 2025 | 5.11% | 5.26% |
| Q4 2024 | 5.20% | 5.43% |
| Q3 2024 | 5.11% | 5.36% |
| Q2 2024 | 4.96% | 5.19% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $299.5M | $43.8M | $27.8M | 150% | $1.8M |
| Q4 2025 | $299.5M | $42.9M | $28.0M | 154% | $1.6M |
| Q3 2025 | $301.1M | $42.8M | $28.1M | 150% | $1.8M |
| Q2 2025 | $304.2M | $42.6M | $28.2M | 155% | $1.4M |
| Q1 2025 | $307.1M | $41.0M | $28.2M | 157% | $1.3M |
| Q4 2024 | $308.0M | $40.0M | $28.6M | 162% | $477,000 |
| Q3 2024 | $300.4M | $39.6M | $28.9M | 157% | $488,000 |
| Q2 2024 | $298.5M | $38.5M | $29.4M | 159% | $280,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Bank of LuxemburgCommunity Bank · Luxemburg · $299.2M CRE book
- BankFirstCommunity Bank · Norfolk · $298.7M CRE book
- The Security National Bank of Sioux City, IowaCommunity Bank · Sioux City · $304.5M CRE book
- Newfield National BankCommunity Bank · Newfield · $304.9M CRE book
- The Bank of Fayette CountyCommunity Bank · Piperton · $292.3M CRE book
Last updated Aug 31, 2026 · Sources: FFIEC CDR, county records, first-party conversations.