RefiLoop Lender Data

OH lenders / Community Bank

New Carlisle Federal Savings Bank

Community Bank · New Carlisle, OH

Total assets
$329.8M
CRE loan book
$121.4M
CRE concentration
239%
below the 300% supervisory guideline
QoQ CRE growth
4.2%
Q1 2026

Recorded CRE activity — oh-clark County

16 commercial deeds of trust recorded recently, verified from county records.

  • Aug 31, 2026 · unknownundisclosed
  • Aug 24, 2026 · unknownundisclosed
  • Aug 24, 2026 · unknownundisclosed
  • Aug 21, 2026 · unknownundisclosed
  • Aug 20, 2026 · unknownundisclosed
  • Aug 20, 2026 · unknownundisclosed
  • Aug 20, 2026 · unknownundisclosed
  • Aug 17, 2026 · unknownundisclosed
  • Aug 11, 2026 · unknownundisclosed
  • Aug 7, 2026 · unknownundisclosed

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.50% as of Q1 2026 — TX bank median 4.87% (1.63pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.50%6.64%
Q4 20256.43%6.80%
Q3 20256.49%6.71%
Q2 20256.38%6.53%
Q1 20256.19%6.34%
Q4 20246.19%6.41%
Q3 20246.08%6.47%
Q2 20245.97%6.26%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$121.4M$32.6M$8.7M239%$1.5M
Q4 2025$116.5M$28.7M$10.4M238%$1.6M
Q3 2025$107.8M$24.5M$10.5M219%$767,000
Q2 2025$98.2M$21.1M$10.8M201%$776,000
Q1 2025$95.4M$18.9M$11.1M200%$783,000
Q4 2024$92.7M$15.4M$11.1M194%$533,000
Q3 2024$88.5M$13.9M$9.8M183%$373,000
Q2 2024$80.7M$11.1M$9.5M174%$1.3M

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Last updated Aug 31, 2026 · Sources: FFIEC CDR, county records, first-party conversations.