RefiLoop Lender Data

NY lenders / Community Bank

Walden Savings Bank

Community Bank · Montgomery, NY

Total assets
$977.3M
CRE loan book
$303.7M
CRE concentration
167%
below the 300% supervisory guideline
QoQ CRE growth
1.9%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$303.7M$56.4M$26.3M167%$665,000
Q4 2025$298.2M$53.1M$25.9M167%$670,000
Q3 2025$293.3M$68.2M$26.2M172%$203,000
Q2 2025$285.6M$60.1M$29.9M168%$206,000
Q1 2025$273.0M$52.7M$35.8M165%$218,000
Q4 2024$260.3M$44.2M$31.5M157%$223,000
Q3 2024$254.4M$36.0M$31.4M148%$2.0M
Q2 2024$253.1M$33.5M$31.6M148%$2.0M

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.