NY lenders / Community Bank
Metropolitan Commercial Bank
Community Bank · New York, NY · Metropolitan Bank Holding Corp
- Total assets
- $8.8B
- CRE loan book
- $6.0B
- QoQ CRE growth
- 3.5%
- Q1 2026
Recorded CRE activity — oh-tuscarawas County
2 commercial deeds of trust recorded recently, verified from county records.
- Jul 28, 2026 · unknownundisclosed
- Jul 28, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.04% as of Q1 2026 — TX bank median 4.87% (2.18pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.04% | 7.08% |
| Q4 2025 | 7.42% | 7.50% |
| Q3 2025 | 7.26% | 7.38% |
| Q2 2025 | 7.21% | 7.33% |
| Q1 2025 | 6.93% | 7.17% |
| Q4 2024 | 7.20% | 7.47% |
| Q3 2024 | 7.35% | 7.59% |
| Q2 2024 | 7.00% | 7.24% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $6.0B | $481.2M | $393.7M | 310% | $66.6M |
| Q4 2025 | $5.8B | $521.6M | $400.0M | 390% | $74.6M |
| Q3 2025 | $5.7B | $498.4M | $405.7M | 389% | $70.1M |
| Q2 2025 | $5.4B | $478.6M | $414.2M | 389% | $28.5M |
| Q1 2025 | $5.1B | $450.3M | $388.7M | 384% | $25.1M |
| Q4 2024 | $4.8B | $441.3M | $376.7M | 363% | $25.1M |
| Q3 2024 | $4.6B | $397.3M | $389.1M | 371% | $24.0M |
| Q2 2024 | $4.5B | $406.3M | $440.1M | 376% | $24.0M |
Signals
Recent news
- Metropolitan Commercial Bank Recognized Among America’s High Growth Companies 2026 - AOL.ca — Coverage of Metropolitan Commercial Bank related to commercial real estate and lending reported by aol.ca.Jul 29, 2026
- Metropolitan Commercial Bank Q2 2026 slides: growth continues amid credit headwinds - Investing.com Nigeria — Coverage of Metropolitan Commercial Bank related to commercial real estate and lending reported by ng.investing.com.Jul 22, 2026
- A single commercial loan primarily drove Metropolitan Bank's $13.3M Q2 provision - Stock Titan — Coverage of Metropolitan Commercial Bank related to lending reported by stocktitan.net.Jul 21, 2026
- Metropolitan Commercial Bank among 500 companies from 3,000 reviewed - Stock Titan — Coverage of Metropolitan Commercial Bank related to commercial real estate and lending reported by stocktitan.net.Jul 15, 2026
- Metropolitan Commercial Bank Announces Appointment of Jason Bishop as Group Head of Commercial Real Estate Lending - Business Wire — Coverage of Metropolitan Commercial Bank related to personnel moves and lending reported by businesswire.com.Jul 2, 2026
- Metropolitan Commercial Bank Names Jason Bishop Head of Commercial Real Estate Lending - citybiz — Coverage of Metropolitan Commercial Bank related to lending reported by citybiz.co.Jul 2, 2026
- Metropolitan Commercial Bank Named to Best Workplaces in New York™ 2026 List - Business Wire — Coverage of Metropolitan Commercial Bank related to commercial real estate and lending reported by businesswire.com.Jun 24, 2026
- Metropolitan Commercial Bank Launches Its West Coast Expansion - Business Wire — Coverage of Metropolitan Commercial Bank related to commercial real estate and lending reported by businesswire.com.May 18, 2026
Metropolitan Commercial Bank: frequently asked questions
- How large is Metropolitan Commercial Bank's commercial real estate loan book?
- As of Q1 2026, Metropolitan Commercial Bank reported $6.0B in commercial real estate loans out of $8.8B in total assets, per its FFIEC Call Report.
- Is Metropolitan Commercial Bank above the 300% CRE concentration guideline?
- Metropolitan Commercial Bank's CRE loans stood at 310% of total risk-based capital as of Q1 2026, above the 300% CRE concentration supervisory guideline.
- Is Metropolitan Commercial Bank growing or shrinking its CRE lending?
- Metropolitan Commercial Bank's CRE loan book grew 3.5% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Metropolitan Commercial Bank in recorded CRE lending?
- 2 commercial deeds of trust naming Metropolitan Commercial Bank as lender have been recorded recently in oh-tuscarawas County, verified from county records; the most recent was recorded Jul 28, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Burke & Herbert Bank & Trust CompanyCommunity Bank · Alexandria · $3.7B CRE book
- Union Bank and Trust CompanyCommunity Bank · Lincoln · $3.5B CRE book
- Pinnacle BankCommunity Bank · Lincoln · $3.5B CRE book
- Peapack Private Bank & TrustCommunity Bank · Bedminster · $3.4B CRE book
- First Mid Bank & Trust, National AssociationCommunity Bank · Mattoon · $3.3B CRE book
Last updated Jul 28, 2026 · Sources: FFIEC CDR, county records, first-party conversations.