RefiLoop Lender Data

NY lenders / Regional Bank

Apple Bank

Regional Bank · New York, NY · Apple Financial Holdings Inc

Total assets
$19.2B
CRE loan book
$6.8B
CRE concentration
440%
above the 300% supervisory guideline
QoQ CRE growth
-0.1%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 4.21% as of Q1 2026 — TX bank median 4.87% (0.66pp below median).

QuarterRE loan yieldAll loans & leases
Q1 20264.21%4.97%
Q4 20254.38%5.23%
Q3 20254.42%5.24%
Q2 20254.36%5.22%
Q1 20254.26%5.07%
Q4 20244.42%5.41%
Q3 20244.64%5.60%
Q2 20244.57%5.51%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$6.8B$0$4.3B440%$3,000
Q4 2025$6.8B$0$4.3B444%$14,000
Q3 2025$6.8B$0$4.3B439%$3,000
Q2 2025$6.7B$0$4.3B436%$1,000
Q1 2025$6.7B$0$4.3B440%$2,000
Q4 2024$6.6B$0$4.3B439%$2,000
Q3 2024$6.7B$0$4.3B443%$2,000
Q2 2024$6.7B$0$4.2B443%$10,000

Signals

Similar lenders

Other regional banks we track with a comparable CRE book size.

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.