RefiLoop Lender Data

NC lenders / National Bank

First-Citizens Bank & Trust Company

National Bank · Raleigh, NC · First Citizens Bancshares Inc

Total assets
$235.5B
CRE loan book
$39.2B
CRE concentration
94%
below the 300% supervisory guideline
QoQ CRE growth
0.4%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$39.2B$7.2B$3.1B94%$673.0M
Q4 2025$39.0B$7.1B$3.2B95%$575.0M
Q3 2025$38.5B$6.7B$3.3B98%$522.0M
Q2 2025$38.5B$6.4B$3.5B97%$469.0M
Q1 2025$38.4B$6.4B$3.5B99%$472.0M
Q4 2024$37.9B$5.9B$3.4B97%$497.0M
Q3 2024$37.1B$5.7B$3.4B96%$548.0M
Q2 2024$35.9B$5.2B$3.3B90%$602.0M

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.