MS lenders / Community Bank
Grand Bank for Savings, FSB
Community Bank · Hattiesburg, MS · Gbs Financial Inc
- Total assets
- $276.3M
- CRE loan book
- $3.0M
- QoQ CRE growth
- 29.8%
- Q1 2026
Recorded CRE activity — harris County
1 commercial deed of trust recorded recently, verified from county records.
- Jul 29, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 8.52% as of Q1 2026 — TX bank median 4.87% (3.65pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 8.52% | 8.52% |
| Q4 2025 | 8.94% | 8.94% |
| Q3 2025 | 9.82% | 9.82% |
| Q2 2025 | 9.07% | 9.07% |
| Q1 2025 | 8.87% | 8.87% |
| Q4 2024 | 9.18% | 9.17% |
| Q3 2024 | 8.78% | 8.79% |
| Q2 2024 | 8.43% | 8.46% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $3.0M | $2.8M | $159,000 | 9% | $0 |
| Q4 2025 | $2.3M | $2.1M | $161,000 | 7% | $0 |
| Q3 2025 | $2.0M | $1.9M | $164,000 | 7% | $0 |
| Q2 2025 | $2.9M | $2.7M | $166,000 | 9% | $0 |
| Q1 2025 | $3.9M | $3.7M | $168,000 | 17% | $0 |
| Q4 2024 | $3.3M | $3.1M | $171,000 | 15% | $0 |
| Q3 2024 | $3.0M | $2.8M | $179,000 | 14% | $0 |
| Q2 2024 | $3.5M | $3.3M | $181,000 | 18% | $0 |
Signals
Grand Bank for Savings, FSB: frequently asked questions
- How large is Grand Bank for Savings, FSB's commercial real estate loan book?
- As of Q1 2026, Grand Bank for Savings, FSB reported $3.0M in commercial real estate loans out of $276.3M in total assets, per its FFIEC Call Report.
- Is Grand Bank for Savings, FSB above the 300% CRE concentration guideline?
- Grand Bank for Savings, FSB's CRE loans stood at 9% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Grand Bank for Savings, FSB growing or shrinking its CRE lending?
- Grand Bank for Savings, FSB's CRE loan book grew 29.8% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Grand Bank for Savings, FSB in recorded CRE lending?
- 1 commercial deed of trust naming Grand Bank for Savings, FSB as lender has been recorded recently in harris County, verified from county records; the most recent was recorded Jul 29, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Security State Bank of KenyonCommunity Bank · Kenyon · $3.0M CRE book
- The First State Bank of ShelbyCommunity Bank · Shelby · $3.0M CRE book
- The Security State BankCommunity Bank · Wellington · $3.1M CRE book
- The First National Bank in CooperCommunity Bank · Cooper · $2.8M CRE book
- Chambers State BankCommunity Bank · Chambers · $2.8M CRE book
Markets where Grand Bank for Savings, FSB lends
Grand Bank for Savings, FSB has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Jul 29, 2026 · Sources: FFIEC CDR, county records, first-party conversations.