MO lenders / Community Bank
Legacy Bank & Trust Company
Community Bank · Mountain Grove, MO · Southern Bcorp Inc
- Total assets
- $1.8B
- CRE loan book
- $1.2B
- QoQ CRE growth
- 0.1%
- Q1 2026
Recorded CRE activity — harris County
1 commercial deed of trust recorded recently, verified from county records.
- Aug 13, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.92% as of Q1 2026 — TX bank median 4.87% (1.05pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.92% | 6.69% |
| Q4 2025 | 6.09% | 6.88% |
| Q3 2025 | 6.05% | 6.86% |
| Q2 2025 | 6.09% | 6.76% |
| Q1 2025 | 6.10% | 6.72% |
| Q4 2024 | 6.30% | 6.93% |
| Q3 2024 | 6.08% | 6.66% |
| Q2 2024 | 5.81% | 6.44% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.2B | $429.9M | $526.0M | 480% | $0 |
| Q4 2025 | $1.2B | $451.2M | $498.6M | 433% | $0 |
| Q3 2025 | $1.2B | $495.0M | $467.7M | 450% | $0 |
| Q2 2025 | $1.2B | $484.9M | $470.3M | 465% | $0 |
| Q1 2025 | $1.2B | $484.4M | $498.4M | 489% | $813,000 |
| Q4 2024 | $1.2B | $460.6M | $494.2M | 514% | $801,000 |
| Q3 2024 | $1.1B | $331.9M | $535.7M | 486% | $307,000 |
| Q2 2024 | $1.1B | $435.7M | $375.6M | 473% | $1,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Carrollton BankCommunity Bank · Carrollton · $1.2B CRE book
- Northbrook Bank and Trust Company, National AssociationCommunity Bank · Northbrook · $1.1B CRE book
- Stearns Bank National AssociationCommunity Bank · Saint Cloud · $1.1B CRE book
- American Momentum BankCommunity Bank · College Station · $1.1B CRE book
- Kennebunk Savings BankCommunity Bank · Kennebunk · $1.1B CRE book
Markets where Legacy Bank & Trust Company lends
Legacy Bank & Trust Company has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Aug 13, 2026 · Sources: FFIEC CDR, county records, first-party conversations.