MN lenders / Community Bank
Produce State Bank
Community Bank · Hollandale, MN
- Total assets
- $110.6M
- CRE loan book
- $13.9M
- QoQ CRE growth
- 8.8%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.31% as of Q1 2026 — TX bank median 4.87% (1.45pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.31% | 6.47% |
| Q4 2025 | 6.23% | 6.36% |
| Q3 2025 | 6.13% | 6.44% |
| Q2 2025 | 5.85% | 6.25% |
| Q1 2025 | 5.84% | 6.12% |
| Q4 2024 | 6.18% | 6.32% |
| Q3 2024 | 5.83% | 6.39% |
| Q2 2024 | 5.70% | 6.19% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $13.9M | $0 | $3.5M | 73% | $445,000 |
| Q4 2025 | $12.8M | $0 | $3.5M | 77% | $452,000 |
| Q3 2025 | $11.8M | $0 | $3.5M | 73% | $463,000 |
| Q2 2025 | $11.6M | $0 | $3.5M | 72% | $474,000 |
| Q1 2025 | $11.5M | $0 | $3.6M | 67% | $485,000 |
| Q4 2024 | $12.9M | $0 | $3.6M | 77% | $496,000 |
| Q3 2024 | $13.1M | $0 | $3.6M | 79% | $507,000 |
| Q2 2024 | $13.1M | $0 | $3.6M | 77% | $518,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The International Bank of AmherstCommunity Bank · Amherst · $13.9M CRE book
- Silex Banking CompanyCommunity Bank · Silex · $13.9M CRE book
- AllNations BankCommunity Bank · Calumet · $13.8M CRE book
- Liberty Trust & Savings BankCommunity Bank · Durant · $13.6M CRE book
- Independent Farmers BankCommunity Bank · Maysville · $14.2M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.