MN lenders / Community Bank
Lowry State Bank
Community Bank · Lowry, MN · Financial Services Lowry Inc
- Total assets
- $86.6M
- CRE loan book
- $18.5M
- QoQ CRE growth
- 2.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.57% as of Q1 2026 — TX bank median 4.87% (1.71pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.57% | 6.72% |
| Q4 2025 | 7.05% | 7.18% |
| Q3 2025 | 6.61% | 7.05% |
| Q2 2025 | 6.30% | 6.70% |
| Q1 2025 | 6.30% | 6.66% |
| Q4 2024 | 6.49% | 6.81% |
| Q3 2024 | 6.44% | 6.94% |
| Q2 2024 | 6.21% | 6.61% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $18.5M | $6.1M | $2.5M | 167% | $0 |
| Q4 2025 | $18.0M | $5.4M | $2.4M | 165% | $0 |
| Q3 2025 | $16.8M | $5.0M | $1.7M | 156% | $0 |
| Q2 2025 | $16.0M | $4.5M | $1.6M | 148% | $0 |
| Q1 2025 | $14.9M | $4.0M | $1.6M | 140% | $0 |
| Q4 2024 | $15.6M | $3.7M | $1.9M | 155% | $0 |
| Q3 2024 | $16.6M | $5.3M | $1.8M | 169% | $0 |
| Q2 2024 | $16.4M | $4.5M | $2.4M | 171% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- First State BankCommunity Bank · Farnam · $18.5M CRE book
- Security Bank MinnesotaCommunity Bank · Albert Lea · $18.6M CRE book
- First National Bank of SteelevilleCommunity Bank · Steeleville · $18.1M CRE book
- The First National Bank in AmboyCommunity Bank · Amboy · $18.1M CRE book
- Danville State Savings BankCommunity Bank · New London · $18.1M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.