RefiLoop Lender Data

MI lenders / Community Bank

The Shelby State Bank

Community Bank · Shelby, MI · Shelby Financial Corp

Total assets
$391.5M
CRE loan book
$125.6M
CRE concentration
220%
below the 300% supervisory guideline
QoQ CRE growth
1.8%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$125.6M$13.8M$5.7M220%$0
Q4 2025$123.4M$11.3M$5.8M214%$0
Q3 2025$122.9M$11.2M$5.8M221%$0
Q2 2025$124.1M$13.0M$6.1M219%$0
Q1 2025$120.6M$10.7M$6.2M219%$0
Q4 2024$118.0M$10.2M$4.4M218%$0
Q3 2024$123.8M$12.3M$4.6M236%$0
Q2 2024$118.4M$12.0M$4.9M225%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.