RefiLoop Lender Data

MI lenders / Community Bank

Bay Port State Bank

Community Bank · Bay Port, MI · Bay Port Financial Corp

Total assets
$150.1M
CRE loan book
$23.0M
CRE concentration
61%
below the 300% supervisory guideline
QoQ CRE growth
-1.5%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$23.0M$2.6M$3.6M61%$654,000
Q4 2025$23.4M$2.1M$3.6M60%$755,000
Q3 2025$22.6M$1.2M$3.5M58%$769,000
Q2 2025$22.9M$2.7M$3.5M71%$0
Q1 2025$21.8M$2.8M$2.6M64%$0
Q4 2024$20.8M$2.5M$1.7M115%$0
Q3 2024$20.1M$1.2M$1.7M75%$0
Q2 2024$18.8M$716,000$1.3M69%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.