MA lenders / Community Bank
Cornerstone Bank
Community Bank · Spencer, MA · Peoplesbancorp Mhc
- Total assets
- $2.4B
- CRE loan book
- $679.3M
- QoQ CRE growth
- 15.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.80% as of Q1 2026 — TX bank median 4.87% (0.93pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.80% | 6.00% |
| Q4 2025 | 5.06% | 5.15% |
| Q3 2025 | 5.00% | 5.11% |
| Q2 2025 | 4.80% | 4.98% |
| Q1 2025 | 4.65% | 4.82% |
| Q4 2024 | 4.61% | 4.78% |
| Q3 2024 | 4.55% | 4.73% |
| Q2 2024 | 4.43% | 4.68% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $679.3M | $32.0M | $104.5M | 248% | $1.7M |
| Q4 2025 | $590.4M | $11.1M | $84.4M | 277% | $1.7M |
| Q3 2025 | $576.2M | $11.0M | $81.3M | 268% | $2.1M |
| Q2 2025 | $561.7M | $11.0M | $75.9M | 260% | $2.1M |
| Q1 2025 | $559.9M | $13.9M | $84.8M | 259% | $525,000 |
| Q4 2024 | $526.9M | $11.9M | $72.7M | 234% | $365,000 |
| Q3 2024 | $517.7M | $15.9M | $72.8M | 273% | $377,000 |
| Q2 2024 | $507.3M | $17.5M | $68.8M | 271% | $390,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Horicon BankCommunity Bank · Horicon · $683.2M CRE book
- Newburyport Five Cents Savings BankCommunity Bank · Newburyport · $687.5M CRE book
- Peoples State BankCommunity Bank · Wausau · $666.1M CRE book
- Servbank, National AssociationCommunity Bank · Oswego · $662.6M CRE book
- Webster Five Cents Savings BankCommunity Bank · Webster · $703.3M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.