KY lenders / Community Bank
First United Bank and Trust Company
Community Bank · Madisonville, KY · First United Bcorp Inc
- Total assets
- $605.6M
- CRE loan book
- $147.7M
- QoQ CRE growth
- 0.9%
- Q1 2026
Recorded CRE activity — harris County
6 commercial deeds of trust recorded recently, verified from county records.
- Jul 10, 2026 · unknownundisclosed
- Jul 10, 2026 · unknownundisclosed
- Jul 8, 2026 · unknownundisclosed
- Jul 7, 2026 · unknownundisclosed
- Jun 15, 2026 · unknownundisclosed
- Jun 9, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.61% as of Q1 2026 — TX bank median 4.87% (1.75pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.61% | 6.78% |
| Q4 2025 | 6.82% | 6.99% |
| Q3 2025 | 6.74% | 6.91% |
| Q2 2025 | 6.75% | 6.92% |
| Q1 2025 | 6.55% | 6.71% |
| Q4 2024 | 6.62% | 6.84% |
| Q3 2024 | 6.53% | 6.79% |
| Q2 2024 | 6.44% | 6.62% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $147.7M | $25.7M | $19.0M | 182% | $306,000 |
| Q4 2025 | $146.3M | $25.2M | $18.8M | 183% | $0 |
| Q3 2025 | $145.7M | $24.8M | $18.4M | 185% | $0 |
| Q2 2025 | $143.2M | $22.0M | $18.5M | 187% | $0 |
| Q1 2025 | $142.3M | $22.6M | $18.6M | 188% | $0 |
| Q4 2024 | $136.5M | $25.1M | $15.3M | 183% | $78,000 |
| Q3 2024 | $134.2M | $24.7M | $14.7M | 176% | $76,000 |
| Q2 2024 | $131.7M | $24.6M | $13.9M | 176% | $80,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Century BankCommunity Bank · Lucedale · $147.4M CRE book
- The Callaway BankCommunity Bank · Fulton · $148.1M CRE book
- North Shore Bank of CommerceCommunity Bank · Duluth · $148.3M CRE book
- Global BankCommunity Bank · New York · $145.8M CRE book
- The Missouri BankCommunity Bank · Warrenton · $150.0M CRE book
See all alternatives to First United Bank and Trust Company →
Markets where First United Bank and Trust Company lends
First United Bank and Trust Company has commercial deeds of trust recorded in these metros. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 10, 2026 · Sources: FFIEC CDR, county records, first-party conversations.