IN lenders / Community Bank
Wayne Bank and Trust Co.
Community Bank · Richmond, IN · Waytru Bcorp
- Total assets
- $258.8M
- CRE loan book
- $105.2M
- QoQ CRE growth
- 5.7%
- Q1 2026
Recorded CRE activity — oh-butler County
4 commercial deeds of trust recorded recently, verified from county records.
- Aug 14, 2026 · unknownundisclosed
- Aug 14, 2026 · unknownundisclosed
- Aug 10, 2026 · unknownundisclosed
- Jun 24, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.41% as of Q1 2026 — TX bank median 4.87% (1.55pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.41% | 6.41% |
| Q4 2025 | 6.73% | 6.61% |
| Q3 2025 | 6.44% | 6.47% |
| Q2 2025 | 6.20% | 6.23% |
| Q1 2025 | 6.00% | 6.06% |
| Q4 2024 | 6.22% | 6.11% |
| Q3 2024 | 5.61% | 6.14% |
| Q2 2024 | 5.99% | 5.90% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $105.2M | $12.5M | $8.6M | 241% | $0 |
| Q4 2025 | $99.5M | $12.3M | $8.7M | 241% | $0 |
| Q3 2025 | $99.1M | $12.6M | $8.7M | 246% | $0 |
| Q2 2025 | $96.7M | $11.0M | $8.4M | 240% | $0 |
| Q1 2025 | $92.5M | $11.0M | $8.0M | 230% | $0 |
| Q4 2024 | $89.5M | $10.2M | $6.6M | 220% | $0 |
| Q3 2024 | $88.7M | $9.4M | $6.5M | 217% | $0 |
| Q2 2024 | $87.1M | $8.0M | $5.1M | 209% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Commerce BankCommunity Bank · Geneva · $105.1M CRE book
- New Era BankCommunity Bank · Fredericktown · $105.1M CRE book
- Peoples Trust Company of St. AlbansCommunity Bank · Saint Albans · $105.5M CRE book
- The Poca Valley Bank, Inc.Community Bank · Walton · $104.7M CRE book
- First State Bank & TrustCommunity Bank · Williston · $106.1M CRE book
Last updated Aug 14, 2026 · Sources: FFIEC CDR, county records, first-party conversations.