IL lenders / Community Bank
Vermilion Valley Bank
Community Bank · Piper City, IL · Piper Bankshares Inc
- Total assets
- $193.7M
- CRE loan book
- $1.2M
- QoQ CRE growth
- -16.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.57% as of Q1 2026 — TX bank median 4.87% (0.71pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.57% | 5.82% |
| Q4 2025 | 5.61% | 6.10% |
| Q3 2025 | 5.62% | 6.05% |
| Q2 2025 | 5.38% | 5.84% |
| Q1 2025 | 5.12% | 5.47% |
| Q4 2024 | 5.26% | 5.69% |
| Q3 2024 | 5.15% | 5.78% |
| Q2 2024 | 5.07% | 5.67% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.2M | $0 | $204,000 | 1% | $0 |
| Q4 2025 | $1.4M | $0 | $322,000 | 1% | $0 |
| Q3 2025 | $1.4M | $0 | $327,000 | 1% | $0 |
| Q2 2025 | $1.5M | $0 | $331,000 | 1% | $0 |
| Q1 2025 | $1.5M | $0 | $336,000 | 1% | $0 |
| Q4 2024 | $1.6M | $0 | $342,000 | 1% | $0 |
| Q3 2024 | $1.7M | $66,000 | $347,000 | 1% | $0 |
| Q2 2024 | $1.7M | $64,000 | $351,000 | 1% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.