RefiLoop Lender Data

IL lenders / Community Bank

State Street Bank and Trust Company

Community Bank · Quincy, IL · Backlund Inv Employee Stk Ownership Plan

Total assets
$351.9M
CRE loan book
$34.8M
CRE concentration
58%
below the 300% supervisory guideline
QoQ CRE growth
-3.6%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.03% as of Q1 2026 — TX bank median 4.87% (1.16pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.03%6.55%
Q4 20256.18%6.73%
Q3 20256.12%6.71%
Q2 20255.85%6.56%
Q1 20255.54%6.25%
Q4 20245.69%6.44%
Q3 20245.52%6.28%
Q2 20245.39%6.04%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$34.8M$6.2M$9.7M58%$0
Q4 2025$36.1M$8.3M$8.8M62%$0
Q3 2025$32.0M$6.6M$7.7M55%$0
Q2 2025$29.2M$4.3M$7.6M50%$0
Q1 2025$28.1M$3.6M$7.5M50%$0
Q4 2024$28.9M$3.9M$7.2M51%$0
Q3 2024$27.4M$3.5M$6.7M46%$0
Q2 2024$27.1M$3.2M$6.8M46%$0

Similar lenders

Other community banks we track with a comparable CRE book size.

See all alternatives to State Street Bank and Trust Company

Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.