IL lenders / Community Bank
State Bank of Toulon
Community Bank · Toulon, IL · Stark County Bcorp Inc
- Total assets
- $332.9M
- CRE loan book
- $29.9M
- QoQ CRE growth
- 3.8%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.05% as of Q1 2026 — TX bank median 4.87% (1.18pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.05% | 6.26% |
| Q4 2025 | 5.95% | 6.36% |
| Q3 2025 | 5.91% | 6.32% |
| Q2 2025 | 5.66% | 6.21% |
| Q1 2025 | 5.45% | 6.17% |
| Q4 2024 | 5.46% | 6.26% |
| Q3 2024 | 5.41% | 6.27% |
| Q2 2024 | 5.22% | 6.12% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $29.9M | $405,000 | $0 | 71% | $61,000 |
| Q4 2025 | $28.8M | $376,000 | $0 | 69% | $61,000 |
| Q3 2025 | $28.0M | $451,000 | $0 | 66% | $61,000 |
| Q2 2025 | $27.6M | $832,000 | $0 | 65% | $0 |
| Q1 2025 | $24.6M | $818,000 | $0 | 57% | $31,000 |
| Q4 2024 | $24.2M | $771,000 | $0 | 56% | $30,000 |
| Q3 2024 | $23.4M | $779,000 | $0 | 54% | $27,000 |
| Q2 2024 | $24.1M | $1.2M | $0 | 56% | $27,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Elkton Bank & Trust CompanyCommunity Bank · Elkton · $29.8M CRE book
- St. Clair County State BankCommunity Bank · Osceola · $29.8M CRE book
- Laona State BankCommunity Bank · Laona · $29.6M CRE book
- Bank of SalemCommunity Bank · Salem · $30.1M CRE book
- Peoples Bank Co.Community Bank · Altenburg · $30.1M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.