RefiLoop Lender Data

IA lenders / Community Bank

Houghton State Bank

Community Bank · Red Oak, IA · Red Oak Financial Corp

Total assets
$218.7M
CRE loan book
$10.1M
CRE concentration
16%
below the 300% supervisory guideline
QoQ CRE growth
0.5%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$10.1M$603,000$924,00016%$0
Q4 2025$10.1M$494,000$933,00016%$0
Q3 2025$9.9M$143,000$941,00013%$0
Q2 2025$7.9M$104,000$789,0009%$0
Q1 2025$8.0M$104,000$796,0009%$0
Q4 2024$8.3M$97,000$767,00010%$0
Q3 2024$8.7M$450,000$809,00011%$0
Q2 2024$8.2M$1.1M$711,00013%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.