GA lenders / Community Bank
The Trust Bank
Community Bank · Lenox, GA · Lindsey Family Trust
- Total assets
- $45.1M
- CRE loan book
- $5.3M
- QoQ CRE growth
- 8.2%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 9.84% as of Q1 2026 — TX bank median 4.87% (4.97pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 9.84% | 10.36% |
| Q4 2025 | 8.73% | 10.15% |
| Q3 2025 | 9.36% | 10.76% |
| Q2 2025 | 9.46% | 11.26% |
| Q1 2025 | 9.66% | 11.11% |
| Q4 2024 | 10.66% | 12.13% |
| Q3 2024 | 11.56% | 12.10% |
| Q2 2024 | 11.78% | 12.11% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $5.3M | $3.7M | $0 | 59% | $50,000 |
| Q4 2025 | $4.9M | $3.4M | $0 | 55% | $72,000 |
| Q3 2025 | $4.9M | $3.2M | $0 | 52% | $68,000 |
| Q2 2025 | $5.5M | $3.2M | $0 | 53% | $83,000 |
| Q1 2025 | $5.9M | $4.1M | $0 | 67% | $105,000 |
| Q4 2024 | $5.0M | $3.4M | $0 | 58% | $119,000 |
| Q3 2024 | $5.1M | $3.4M | $0 | 55% | $133,000 |
| Q2 2024 | $4.3M | $2.4M | $0 | 43% | $183,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- First Mutual Bank, FSBCommunity Bank · Belpre · $5.3M CRE book
- Bank of KampsvilleCommunity Bank · Kampsville · $5.3M CRE book
- Arlington State BankCommunity Bank · Arlington · $5.3M CRE book
- The Riley State Bank of Riley, KansasCommunity Bank · Riley · $5.2M CRE book
- Commercial BankCommunity Bank · Nelson · $5.2M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.