RefiLoop Lender Data

GA lenders / Community Bank

The Citizens Bank of Swainsboro

Community Bank · Swainsboro, GA · Swainsboro Bankshares Inc

Total assets
$418.9M
CRE loan book
$106.2M
CRE concentration
173%
below the 300% supervisory guideline
QoQ CRE growth
6.7%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$106.2M$41.2M$10.7M173%$0
Q4 2025$99.5M$33.5M$10.8M160%$0
Q3 2025$98.1M$36.6M$6.4M162%$0
Q2 2025$96.4M$33.1M$6.7M168%$0
Q1 2025$93.8M$30.3M$9.8M171%$0
Q4 2024$85.2M$32.7M$8.6M157%$0
Q3 2024$82.9M$30.5M$8.7M159%$0
Q2 2024$86.0M$35.0M$9.0M173%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.