GA lenders / Community Bank
The Bank of Edison
Community Bank · Edison, GA · Boe Bancshares Inc
- Total assets
- $84.9M
- CRE loan book
- $13.0M
- QoQ CRE growth
- 12.1%
- Q1 2026
Recorded CRE activity — pa-delaware County
1 commercial deed of trust recorded recently, verified from county records.
- Sep 18, 2026 · unknownundisclosed
Observed rates
Real loans — SBA 7(a)
3 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 8.50% (3 variable / 0 fixed) · $1.6M total approved.
Source: SBA 7(a) FOIA dataset · most recent approval Jan 26, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 8.39% as of Q1 2026 — TX bank median 4.87% (3.53pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 8.39% | 8.44% |
| Q4 2025 | 8.86% | 9.43% |
| Q3 2025 | 8.15% | 8.95% |
| Q2 2025 | 8.69% | 9.21% |
| Q1 2025 | 8.46% | 8.41% |
| Q4 2024 | 8.82% | 8.95% |
| Q3 2024 | 8.85% | 9.21% |
| Q2 2024 | 8.06% | 8.68% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $13.0M | $264,000 | $0 | 89% | $699,000 |
| Q4 2025 | $11.6M | $517,000 | $0 | 90% | $776,000 |
| Q3 2025 | $7.8M | $664,000 | $0 | 51% | $777,000 |
| Q2 2025 | $8.3M | $974,000 | $0 | 56% | $69,000 |
| Q1 2025 | $9.3M | $1.1M | $0 | 58% | $48,000 |
| Q4 2024 | $8.9M | $136,000 | $0 | 48% | $60,000 |
| Q3 2024 | $9.1M | $318,000 | $0 | 49% | $61,000 |
| Q2 2024 | $8.5M | $359,000 | $0 | 47% | $58,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- First State Bank of BigforkCommunity Bank · Bigfork · $13.0M CRE book
- Bank of CrockettCommunity Bank · Bells · $13.1M CRE book
- Auburn State BankCommunity Bank · Auburn · $13.1M CRE book
- Bridge Community BankCommunity Bank · Mount Vernon · $12.9M CRE book
- Peoples State Bank of HallettsvilleCommunity Bank · Hallettsville · $12.8M CRE book
Last updated Sep 18, 2026 · Sources: FFIEC CDR, county records, first-party conversations.