GA lenders / Community Bank
Bank of Hancock County
Community Bank · Sparta, GA
- Total assets
- $84.6M
- CRE loan book
- $721,000
- QoQ CRE growth
- -15.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 8.01% as of Q1 2026 — TX bank median 4.87% (3.15pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 8.01% | 8.87% |
| Q4 2025 | 8.27% | 9.54% |
| Q3 2025 | 8.08% | 9.13% |
| Q2 2025 | 7.91% | 8.95% |
| Q1 2025 | 7.67% | 8.92% |
| Q4 2024 | 7.54% | 9.39% |
| Q3 2024 | 7.74% | 8.74% |
| Q2 2024 | 7.25% | 8.83% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $721,000 | $483,000 | $0 | 3% | $0 |
| Q4 2025 | $857,000 | $395,000 | $0 | 2% | $0 |
| Q3 2025 | $899,000 | $404,000 | $0 | 2% | $10,000 |
| Q2 2025 | $933,000 | $414,000 | $0 | 2% | $10,000 |
| Q1 2025 | $948,000 | $358,000 | $0 | 3% | $10,000 |
| Q4 2024 | $769,000 | $364,000 | $0 | 3% | $10,000 |
| Q3 2024 | $827,000 | $373,000 | $0 | 3% | $10,000 |
| Q2 2024 | $893,000 | $381,000 | $0 | 3% | $10,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Ninnescah Valley BankCommunity Bank · Cunningham · $777,000 CRE book
- State Bank of NauvooCommunity Bank · Nauvoo · $797,000 CRE book
- State Bank of JeffersCommunity Bank · Jeffers · $835,000 CRE book
- Bank of MeadCommunity Bank · Mead · $879,000 CRE book
- The First Farmers National Bank of WaurikaCommunity Bank · Waurika · $960,000 CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.