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First National Bank Texas vs Jefferson Bank

Side-by-side commercial real estate lending comparison, built from FFIEC Call Report filings, county-recorded documents, and first-party lender conversations.

First National Bank TexasCommunity Bank · Killeen, TXJefferson BankCommunity Bank · San Antonio, TX
Total assets$4.7B$2.8B
CRE loan book$1.1B$981.2M
8-quarter CRE trendGrowing (+36% over 8 qtrs)Flat over 8 qtrs
CRE concentration219%243%
QoQ CRE growth5.6%0.8%
Nonaccrual CRE$787,000$10.0M
CRE 90+ days past due$0$0
Published term observations00
Recorded CRE loans (recent)1 (dallas County)2 (bexar County)

Call Report figures as of Q1 2026; each bank shown at its own latest filed quarter.

Sources: FFIEC Call Reports (dollar figures as reported, in thousands), county recorded documents, and first-party lender conversations. Growth figures are net portfolio balance changes, not origination volume. Not an offer of credit or a recommendation of any institution.