RefiLoop Lender Data

CA lenders / Community Bank

Hanmi Bank

Community Bank · Los Angeles, CA · Hanmi Financial Corp

Total assets
$7.8B
CRE loan book
$4.0B
CRE concentration
316%
above the 300% supervisory guideline
QoQ CRE growth
-0.9%
Q1 2026

Recorded CRE activity — harris County

4 commercial deeds of trust recorded recently, verified from county records.

  • Jul 23, 2026 · unknownundisclosed
  • Jun 25, 2026 · unknownundisclosed
  • Jun 23, 2026 · industrialundisclosed
  • Jun 17, 2026 · unknownundisclosed

Observed rates

Real loans — SBA 7(a)

8 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 8.75% (8 variable / 0 fixed) · $5.4M total approved.

Borrower cities: Haltom City, Irving, Fort Worth, Dallas, Richardson, Beaumont.

Source: SBA 7(a) FOIA dataset · most recent approval Feb 19, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 5.54% as of Q1 2026 — TX bank median 4.87% (0.68pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20265.54%5.72%
Q4 20255.67%5.90%
Q3 20255.64%5.94%
Q2 20255.61%5.86%
Q1 20255.49%5.79%
Q4 20245.58%5.83%
Q3 20245.59%5.90%
Q2 20245.49%5.87%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$4.0B$13.8M$441.3M316%$5.0M
Q4 2025$4.0B$13.7M$474.4M319%$11.2M
Q3 2025$4.0B$70.0M$440.3M326%$12.2M
Q2 2025$3.9B$80.1M$440.3M334%$14.9M
Q1 2025$3.9B$78.6M$427.6M336%$23.2M
Q4 2024$3.9B$78.6M$412.6M335%$2.2M
Q3 2024$3.9B$112.0M$412.6M342%$30.9M
Q2 2024$3.9B$106.5M$413.7M340%$5.9M

Hanmi Bank: frequently asked questions

How large is Hanmi Bank's commercial real estate loan book?
As of Q1 2026, Hanmi Bank reported $4.0B in commercial real estate loans out of $7.8B in total assets, per its FFIEC Call Report.
Is Hanmi Bank above the 300% CRE concentration guideline?
Hanmi Bank's CRE loans stood at 316% of total risk-based capital as of Q1 2026, above the 300% CRE concentration supervisory guideline.
Is Hanmi Bank growing or shrinking its CRE lending?
Hanmi Bank's CRE loan book shrank 0.9% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
How active is Hanmi Bank in recorded CRE lending?
4 commercial deeds of trust naming Hanmi Bank as lender have been recorded recently in harris County, verified from county records; the most recent was recorded Jul 23, 2026.

Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.

Similar lenders

Other community banks we track with a comparable CRE book size.

See all alternatives to Hanmi Bank

Markets where Hanmi Bank lends

Hanmi Bank has commercial deeds of trust recorded in these metros. See who else is active there and current rate ranges by property type.

Last updated Jul 23, 2026 · Sources: FFIEC CDR, county records, first-party conversations.