TX lenders / Community Bank
First State Bank of Livingston
Community Bank · Livingston, TX · East Texas Bancshares Inc
- Total assets
- $724.4M
- CRE loan book
- $44.4M
- QoQ CRE growth
- -1.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.85% as of Q1 2026 — TX bank median 6.76% (0.91pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.85% | 5.44% |
| Q4 2025 | 5.85% | 5.41% |
| Q3 2025 | 5.87% | 5.05% |
| Q2 2025 | 5.70% | 5.42% |
| Q1 2025 | 5.72% | 5.36% |
| Q4 2024 | 5.77% | 5.41% |
| Q3 2024 | 5.67% | 5.36% |
| Q2 2024 | 5.56% | 5.12% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $44.4M | $13.5M | $332,000 | 14% | $0 |
| Q4 2025 | $45.1M | $13.3M | $335,000 | 14% | $38,000 |
| Q3 2025 | $46.2M | $13.7M | $337,000 | 14% | $39,000 |
| Q2 2025 | $48.7M | $14.0M | $340,000 | 14% | $40,000 |
| Q1 2025 | $49.6M | $14.5M | $343,000 | 15% | $49,000 |
| Q4 2024 | $49.2M | $13.5M | $346,000 | 14% | $0 |
| Q3 2024 | $48.7M | $13.4M | $349,000 | 14% | $0 |
| Q2 2024 | $48.3M | $13.2M | $351,000 | 14% | $15,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- First National Bank of HerefordCommunity Bank · Hereford · $44.2M CRE book
- First Community BankCommunity Bank · Milton · $44.6M CRE book
- GreenLeaf BankCommunity Bank · Greenleaf · $44.6M CRE book
- First State BankCommunity Bank · Spearman · $44.8M CRE book
- The Casey County Bank, Inc.Community Bank · Liberty · $44.9M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.