RefiLoop Lender Data

IA lenders / Community Bank

Farmers and Merchants State Bank

Community Bank · Winterset, IA · Farmers&Merchants Bcorp

Total assets
$265.5M
CRE loan book
$18.1M
CRE concentration
25%
below the 300% supervisory guideline
QoQ CRE growth
-0.5%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$18.1M$6.5M$68,00025%$0
Q4 2025$18.2M$6.6M$70,00026%$0
Q3 2025$17.6M$6.5M$136,00026%$0
Q2 2025$17.9M$6.0M$141,00031%$0
Q1 2025$17.3M$5.4M$146,00030%$0
Q4 2024$18.9M$6.9M$150,00037%$0
Q3 2024$20.4M$7.9M$155,00040%$0
Q2 2024$21.1M$8.4M$160,00043%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.