International Bank of Commerce vs Sunflower Bank, National Association
Side-by-side commercial real estate lending comparison, built from FFIEC Call Report filings, county-recorded documents, and first-party lender conversations.
| International Bank of CommerceCommunity Bank · Laredo, TX | Sunflower Bank, National AssociationCommunity Bank · Dallas, TX | |
|---|---|---|
| Total assets | $9.9B | $8.6B |
| CRE loan book | $4.6B | $2.1B |
| 8-quarter CRE trend | Growing (+15% over 8 qtrs) | Flat over 8 qtrs |
| CRE concentration | 213% | 122% |
| QoQ CRE growth | 2.5% | 2.7% |
| Nonaccrual CRE | $44.3M | $8.2M |
| CRE 90+ days past due | $210,000 | $0 |
| Published term observations | 0 | 0 |
| Recorded CRE loans (recent) | 8 (nueces County) | 3 (dallas County) |
Call Report figures as of Q1 2026; each bank shown at its own latest filed quarter.
Sources: FFIEC Call Reports (dollar figures as reported, in thousands), county recorded documents, and first-party lender conversations. Growth figures are net portfolio balance changes, not origination volume. Not an offer of credit or a recommendation of any institution.