Bank of Hope vs Prosperity Bank

As of Q1 2026, Prosperity Bank carries a larger commercial real estate loan book than Bank of Hope, roughly 1.2× the size — $10.4B versus $8.7B. CRE book size is one gauge of how much lending capacity a bank is actively deploying, though a bigger book is not automatically better for a borrower; what matters is whether the bank is still growing that book and how concentrated it has become.

Their trajectories diverge: Prosperity Bank is growing its CRE book (21.9% quarter over quarter) while Bank of Hope is contracting (-0.2%). For a borrower weighing the two, the expanding lender is the more likely to be competing for new business right now.

Neither bank has run past the 300% CRE concentration guideline — Bank of Hope is at 275% and Prosperity Bank at 182%. Banks well below the guideline typically have more room to keep adding commercial real estate loans, which tends to mean more competitive pricing and terms for borrowers.

Bank of Hope carries a higher nonaccrual CRE ratio (1% of its CRE book, versus 0% at the other). Rising nonaccruals consume management attention and provisions and often precede tighter credit standards — a useful caution flag when comparing the two as a potential lender.

County recorded documents show both lenders actively closing commercial loans — 4 recent for Bank of Hope and 50 for Prosperity Bank. Prosperity Bank shows the heavier recent activity in the records we track. Filed deeds of trust are the ground truth of a closed, secured loan, so a presence here confirms the bank is writing business, not just quoting it.

The short version: Prosperity Bank runs the larger CRE book, Prosperity Bank is the one still expanding. The right lender for any specific deal still depends on property type, sponsorship, and the current terms each is quoting — the table above and each bank's full profile carry the detail.