Arvest Bank vs Glacier Bank
Side-by-side commercial real estate lending comparison, built from FFIEC Call Report filings, county-recorded documents, and first-party lender conversations.
| Arvest BankRegional Bank · Fayetteville, AR | Glacier BankRegional Bank · Kalispell, MT | |
|---|---|---|
| Total assets | $28.0B | $31.7B |
| CRE loan book | $7.3B | $12.6B |
| 8-quarter CRE trend | Growing (+23% over 8 qtrs) | Growing (+27% over 8 qtrs) |
| CRE concentration | 209% | 269% |
| QoQ CRE growth | 0.4% | 1.9% |
| Nonaccrual CRE | $42.4M | $24.4M |
| CRE 90+ days past due | $0 | $836,000 |
| Published term observations | 0 | 0 |
| Recorded CRE loans (recent) | 3 (grayson County) | 7 (harris County) |
Call Report figures as of Q1 2026; each bank shown at its own latest filed quarter.
Arvest Bank vs Glacier Bank: how they compare
As of Q1 2026, Glacier Bank carries a larger commercial real estate loan book than Arvest Bank, roughly 1.7× the size — $12.6B versus $7.3B. CRE book size is one gauge of how much lending capacity a bank is actively deploying, though a bigger book is not automatically better for a borrower; what matters is whether the bank is still growing that book and how concentrated it has become.
Their trajectories diverge: Glacier Bank is growing its CRE book (1.9% quarter over quarter) while Arvest Bank is contracting (0.4%). For a borrower weighing the two, the expanding lender is the more likely to be competing for new business right now.
Neither bank has run past the 300% CRE concentration guideline — Arvest Bank is at 209% and Glacier Bank at 269%. Banks well below the guideline typically have more room to keep adding commercial real estate loans, which tends to mean more competitive pricing and terms for borrowers.
Arvest Bank carries a higher nonaccrual CRE ratio (1% of its CRE book, versus 0% at the other). Rising nonaccruals consume management attention and provisions and often precede tighter credit standards — a useful caution flag when comparing the two as a potential lender.
County recorded documents show both lenders actively closing commercial loans — 3 recent for Arvest Bank and 7 for Glacier Bank. Glacier Bank shows the heavier recent activity in the records we track. Filed deeds of trust are the ground truth of a closed, secured loan, so a presence here confirms the bank is writing business, not just quoting it.
The short version: Glacier Bank runs the larger CRE book. The right lender for any specific deal still depends on property type, sponsorship, and the current terms each is quoting — the table above and each bank's full profile carry the detail.
Analysis is derived from quarterly FFIEC Call Report filings and county-recorded documents. Growth figures are net portfolio balance changes, not origination volume. None of this is an offer of credit or a recommendation of either institution.
Sources: FFIEC Call Reports (dollar figures as reported, in thousands), county recorded documents, and first-party lender conversations. Growth figures are net portfolio balance changes, not origination volume. Not an offer of credit or a recommendation of any institution.