Arvest Bank vs Customers Bank
Side-by-side commercial real estate lending comparison, built from FFIEC Call Report filings, county-recorded documents, and first-party lender conversations.
| Arvest BankRegional Bank · Fayetteville, AR | Customers BankRegional Bank · Malvern, PA | |
|---|---|---|
| Total assets | $28.0B | $25.9B |
| CRE loan book | $7.3B | $6.1B |
| 8-quarter CRE trend | Growing (+23% over 8 qtrs) | Growing (+40% over 8 qtrs) |
| CRE concentration | 209% | 191% |
| QoQ CRE growth | 0.4% | 1.8% |
| Nonaccrual CRE | $42.4M | $14.2M |
| CRE 90+ days past due | $0 | $0 |
| Published term observations | 0 | 0 |
| Recorded CRE loans (recent) | 3 (grayson County) | 3 (pa-berks County) |
Call Report figures as of Q1 2026; each bank shown at its own latest filed quarter.
Arvest Bank vs Customers Bank: how they compare
As of Q1 2026, Arvest Bank carries a larger commercial real estate loan book than Customers Bank, roughly 1.2× the size — $7.3B versus $6.1B. CRE book size is one gauge of how much lending capacity a bank is actively deploying, though a bigger book is not automatically better for a borrower; what matters is whether the bank is still growing that book and how concentrated it has become.
Their trajectories diverge: Customers Bank is growing its CRE book (1.8% quarter over quarter) while Arvest Bank is contracting (0.4%). For a borrower weighing the two, the expanding lender is the more likely to be competing for new business right now.
Neither bank has run past the 300% CRE concentration guideline — Arvest Bank is at 209% and Customers Bank at 191%. Banks well below the guideline typically have more room to keep adding commercial real estate loans, which tends to mean more competitive pricing and terms for borrowers.
Arvest Bank carries a higher nonaccrual CRE ratio (1% of its CRE book, versus 0% at the other). Rising nonaccruals consume management attention and provisions and often precede tighter credit standards — a useful caution flag when comparing the two as a potential lender.
County recorded documents show both lenders actively closing commercial loans — 3 recent for Arvest Bank and 3 for Customers Bank. Arvest Bank shows the heavier recent activity in the records we track. Filed deeds of trust are the ground truth of a closed, secured loan, so a presence here confirms the bank is writing business, not just quoting it.
The short version: Arvest Bank runs the larger CRE book. The right lender for any specific deal still depends on property type, sponsorship, and the current terms each is quoting — the table above and each bank's full profile carry the detail.
Analysis is derived from quarterly FFIEC Call Report filings and county-recorded documents. Growth figures are net portfolio balance changes, not origination volume. None of this is an offer of credit or a recommendation of either institution.
Sources: FFIEC Call Reports (dollar figures as reported, in thousands), county recorded documents, and first-party lender conversations. Growth figures are net portfolio balance changes, not origination volume. Not an offer of credit or a recommendation of any institution.